The cost of funerals have gone up by 90% since 2004.
A funeral Pre-Payment allows you to cover the cost of your funeral now. Perhaps perceived as a morbid topic but there's nothing wrong with thinking about this sooner rather than later. In fact, it's then one less thing for your family to think about at an already difficult time and will give you peace of mind in knowing they'll be spared the financial burden if not the emotional.
There's nothing wrong with letting people know your wishes and helping them to organise this years in advance, saving them time, money and unnecessary worry.